January 15, 2019

January 14, 2019
January 14, 2019
January 17, 2019
January 17, 2019

Current Affairs for Engineering Service Exam

 Topics list:

  1. National and International Issues on
    1. Economic Development
    2. Social Development
    3. Industrial Development
  2. Energy and Environment
    1. Energy
    2. Environment
  3. Information and Communication Technology
    1. Technology
    2. Application
  1. General Knowledge

Topic 1:Economic development

Banks to review MUDRA loans

The Reserve Bank of India (RBI) has raised a red flag over spike in non—peforming assets (NPAs) under the government’s flagship scheme to support micro enterprises in the country — the Pradhan Mantri Mudra Yojana.


  • The NPAs under PMMY had risen to ₹11,000 crore.
  • It is already three years and there is a need to review how the banks are sanctioning the loans.
  • The RBI has already flagged its concerns regarding the bad loans to the government.

About MUDRA Yojana:

  • The PMMY Scheme was launched in April, 2015.
  • The scheme’s objective is to refinance collateral-free loans given by the lenders to small borrowers.
  • The scheme, which has a corpus of Rs 20,000 crore, can lend between Rs 50,000 and Rs 10 lakh to small entrepreneurs.
  • Banks and MFIs can draw refinance under the MUDRA Scheme after becoming member-lending institutions of MUDRA.
  • Mudra Loans are available for non-agricultural activities upto Rs. 10 lakh and activities allied to agriculture such as Dairy, Poultry, Beekeeping etc, are also covered.
  • Mudra’s unique features include a Mudra Card which permits access to Working Capital through ATMs and Card Machines.
  • Three types of loans under MUDRA:
  1. Shishu (up to Rs.50,000).
  2. Kishore (from Rs.50,001 to Rs.5 lakh).
  3. Tarun (from Rs.500,001 to Rs.10,00,000).

Read more at: The Hindu

Topic 2 : Environment

Montreal Protocol

The Montreal Protocol on Substances that Deplete the Ozone Layer has been recognized as the most successful international environment treaty in history.


  • It is the only environmental treaty which enjoys universal ratification of 197 UN numbers countries.
  • The protocol has been amended by Kigali Agreement which was signed by the member countries in its 28th Conference of Parties (CoP).
  • Kigali agreement aims to phase out Hydrofluorocarbons (HFCs), a family of potent greenhouse gases by the late 2040s.
  • The protocol and its amendments have banned the use of ozone destroying chemicals and the rate of ozone depletion seems to have slowed.
  • Its implementation has not only led to the phase-out of around 98% of ozone depleting chemicals, but also averted more than 135 billion tonnes of carbon dioxide equivalent emissions.

Read more at: unep

Topic 2 : Energy

Advanced Motor Fuels Technology Collaboration Programme

It is an international platform for cooperation among countries to promote cleaner and more energy efficient fuels & vehicle technologies.


  • The programme is under the International Energy Agency.
  • The programme  provides an opportunity for fuel analysis, identifying new/ alternate fuels for deployment in transport sector and allied R&D activities for reduction in emissions in fuel intensive sectors.
  • Union Cabinet has recently approved India’s membership in this programme under the Ministry of Petroleum and Natural Gas. Reasons are
  1. To facilitate the market introduction of Advanced motor fuels/ Alternative fuels
  2. To bring down emissions and achieve higher fuel efficiency in transport sector.
  3. Allied R&D activities for reduction in emissions in fuel intensive sectors.
  • Benefits of participation to India:
  1. Shared costs and pooled technical resources.
  2. The duplication of efforts is avoided and national Research and Development capabilities are strengthened.
  3. There is an information exchange about best practices, network of researchers and linking research with practical implementation.
  • India is the 16th member of the programme and other members are USA, China, Japan, Canada, Chile, Israel, Germany, Austria, Sweden, Finland, Denmark, Spain, Republic of Korea, Switzerland and Thailand.

Read more at: PIB

Topic 3 : ICT

Womaniya on GeM

Government e Marketplace [GeM] has launched “Womaniya on GeM”, an initiative to enable women entrepreneurs and women self-help groups [WSHGs] to sell handicrafts and handloom, accessories, jute and coir products, home décor and office furnishings, directly to various Government ministries, departments and institutions.


  • The initiative seeks to develop women entrepreneurship on the margins of society to achieve gender-inclusive economic growth.
  • Womaniya on GeM will spur hyper-local economic opportunities for women entrepreneurs and address goals and objectives under United Nations Sustainable Development Goal 5: Achieve gender equality and empower all women and girls.

About GeM:

  • It is a 100 percent government owned company setup under the aegis of Ministry of Commerce and Industry for procurement of common use goods and services by Government ministries, departments and CPSEs.
  • GeM is a short form of one stop Government e-Market Place hosted by DGS&D where common user goods and services can be procured.
  • GeM is dynamic, self sustaining and user friendly portal for making procurement by Government officers.
  • GeM is a completely paperless, cashless and system driven e-market place that enables procurement of common use goods and services with minimal human interface.

Read more at:PIB

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