Current Affairs for Engineering Service Exam
- National and International Issues on
- Economic Development
- Social Development
- Industrial Development
- Energy and Environment
- Information and Communication Technology
- General Knowledge
Topic 1:Economic development
Banking Sector Reforms
To strengthen banks and foster a culture of clean and responsible banking, the Government has followed a comprehensive 4 R’s approach of recognition, resolution, recapitalization and reforms.
Steps taken: Reforms, as per the public sector Banking reforms agenda adopted by PSBs:-
- increasing access to banking services from home and mobile through digital banking and enhanced customer ease,
- enabling easy accessibility to senior citizens and the differently-abled, through online update of pension life certificates, etc.
- instituting efficient practices for effective coordination in large consortium loans by restricting number of lenders in consortium and by adoption of standard operating procedures,
- strict segregation of pre- and post-sanction roles and responsibilities for enhanced accountability,
- ring-fencing of cash flows and use of technology and analytics for comprehensive diligence across data sources for prudent lending,
- institution of transparent and robust one-time settlement mechanism with automated escalation and monitoring
- monitoring of loans above ₹250 crore through specialised agencies for effective vigil,
- establishment of stressed asset management verticals in banks for focused recovery and timely and effective management of stressed accounts,
- institution and implementation of a risk appetite framework for a structured approach to manage, measure and control risk and check aggressive and imprudent lending,
- monetisation of non-core assets for strengthening capital base,
- enabling faster bill realisation for MSMEs through discounting by banks on the Trade Receivables electronic Discounting System (TReDS),
- enabling proactive reach-out to borrowers and stepping-up cluster-based financing to MSMEs,and
- developing human resources by rewarding top performers and enabling specialisation through job-families, and role based learning for executives.
- India’s Extant Guidelines on Priority Sector Lending, a target of 10 percent of Adjusted Net Bank Credit (ANBC) or Credit Equivalent of Off-Balance Sheet Exposure (CEOBE), whichever is higher, has been prescribed for lending to Weaker Sections.
- Reserve Bank monitors the performance of banks against the stipulated priority sector targets/ sub-targets on a quarterly as well as annual basis.
Read more at: PIB
Topic 1:Social development
Mera Aspataal application
The Mera Aspataal Initiative was launched precisely to find a mechanism to gauze patient reaction to the services offered in the hospital and help improve the services by taking corrective measures.
- The ranking of Hospitals in the Mera Aspataal Application for the facilities is done on the basis of Patient Satisfaction Score (PSS).
- The PSS is calculated as weighted average of number of satisfied and dissatisfied patients based on the feedback collected in a particular facility.
- The ranking keeps changing every month based on the feedback received from the patients.
- National Institute Ranking Framework of Ministry of Human Resource Development, AIIMS, Delhi has been ranked as number one institute.
- As per performance analysis report of Mera Aspataal for period Sept-2016 to Jan-2019, 24 per cent of patients were dissatisfied with the services offered at the public health facilities.
- Major Reasons for dissatisfaction were staff behavior, cost of treatment & cleanliness issues and other reasons like, long waiting time, overcrowding, inadequate information, lack of amenities, etc.
- The patients’ feedback including, areas requiring improvement are shared with the respective State Govts. and Central Govt. hospitals for ensuring remedial follow-up actions.
Read more at:PIB
Topic 2 : Environment
The Ministry of Environment, Forests & Climate Change, in supersession of Municipal Solid Waste (Management and Handling) Rules, 2000, has notified the Solid Waste Management Rules, 2016.
- The Rules direct the waste generators to segregate the waste at source and hand over the segregated waste to authorised waste pickers or waste collectors.
- The Rules mandate all resident welfare and market associations, gated communities, institutions, all hotels and restaurants to ensure segregation of waste at source.
- Facilitate collection of segregated waste in separate streams and handover recyclable material to either the authorized waste pickers or the authorized recyclers.
- The bio-degradable waste shall be processed, treated and disposed off through composting or bio-methanation within the premises as far as possible.
- Biomethanation is a process by which organic material is microbiologically converted under anaerobic conditions to biogas.
- Three main physiological groups of microorganisms are involved: fermenting bacteria, organic acid oxidizing bacteria, and methanogenic archaea.
Read more at: PIB
Convention on the conservation of migratory species of wild animals(CMS)
The 13th Conference of Parties (COP) of the Convention on the conservation of migratory species of wild animals (CMS), an environmental treaty under the aegis of United Nations Environment Programme, is going to be hosted by India during 15th to 22nd February, 2020 at Gandhinagar in Gujarat.
- In order to protect the migratory species throughout their range countries, a Convention on Conservation of Migratory Species (CMS), has been in force, under the aegis of United Nations Environment Programme.
- It also referred to as the Bonn Convention.
- It provides a global platform for the conservation and sustainable use of migratory animals and their habitats and brings together the States through which migratory animals pass, the Range States.
- It lays the legal foundation for internationally coordinated conservation measures throughout a migratory range.
- The convention complements and co-operates with a number of other international organizations, NGOs and partners in the media as well as in the corporate sector.
- India has signed non legally binding MOU with CMS on the conservation and management of Siberian Cranes (1998), Marine Turtles (2007), Dugongs (2008) and Raptors (2016).
- India is temporary home to several migratory animals and birds.
- The important among these include Amur Falcons, Bar headed Gheese, Black necked cranes, Marine turtles, Dugongs, Humpbacked Whales, etc.
- India has launched the National Action Plan for conservation of migratory species under the Central Asian Flyway.
- The Indian sub-continent is also part of the major bird flyway network, i.e, the Central Asian Flyway (CAF) that covers areas between the Arctic and Indian Oceans, and covers at least 279 populations of 182 migratory water bird species, including 29 globally threatened species.
About Migratory species:
- Migratory species are those animals that move from one habitat to another during different times of the year, due to various factors such as food, sunlight, temperature, climate, etc.
- The movement between habitats, can sometimes exceed thousands of miles/kilometres for some migratory birds and mammals.
- A migratory route can involve nesting and also requires the availability of habitats before and after each migration.
Read more at: PIB
Unique steps taken for cleaning Ganga river
The policies which were adopted for cleaning the Ganga river can be helpful for cleaning the Yamuna river.
- In Prayagraj, a sewage treatment plant was set up so as to stop waste from the bigger sewage pipelines from entering into Ganga river.
- An ‘in-situ’ plan-through this plan, artificial oxygen was used to clean the sewage pipelines coming directly from ashrams.
- Some plants had been grown across these sewage pipelines so that the untreated waste and garbage is collected much before and doesn’t flow into the Ganga river. In this way, the water which flows into the river is not dirty and has enough oxygen content as well.
- Geo Synthetic Tube is a technique for cleaning sewage lines. In this technique, there are dosing units and synthetic tubes. The sewage water runs through these two units and the untreated waste or garbage is taken to a big drum-sized tube of the Punto bridge. At the bridge, the entire untreated water is purified and the dirt is segregated. The purification process at the tube is done in such a way that it can be released into the Ganga river.
Read more at: Financial Express