February 5,2019

February 4,2019
February 4, 2019
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February 6, 2019

Current Affairs for Engineering Service Exam

 Topics list:

  1. National and International Issues on
    1. Economic Development
    2. Social Development
    3. Industrial Development
  2. Energy and Environment
    1. Energy
    2. Environment
  3. Information and Communication Technology
    1. Technology
    2. Application
  1. General Knowledge

Topic 1:Economic development

Kisan Credit Cards

Kisan Credit Card (KCC) is a credit scheme prevalent in India, which was introduced in August 1998 all over the country.


  • The prime motive of this credit scheme is to enable farmers in having quick and timely access to affordable credit.
  • The plan was launched by the NABARD and Reserve Bank of India.
  • The scheme aims to reduce farmers’ dependency on informal banks for credit, which is often lucrative yet very expensive.
  • The card is offered by cooperative banks, regional rural banks and public sector banks.

Features of Kisan Credit Card:

  • Insurance coverage for Kisan Credit Cardholders.
  • Credit to meet the financial requirements of farmers, primarily related to crop production and other contingencies.
  • Coverage for crop loans given under KCC scheme for some specific crops only.
  • Protection is provided against loss of crops due to pest attacks, natural calamities, etc
  • In some cases, collateral security is to be provided.
  • Extending the benefits of KCC with interest subvention to the farmers engaged in activities related to Animal Husbandry and Fisheries.

Benefits of KCC:

  • Financial inclusion
  • Increasing the agriculture credit
  • Food security for our country
  • Increasing the farmers income

Read more at:PIB

Topic 2 : Environment

Draft National River Ganga Bill, 2018

Context: Draft of “The National River Ganga (Rejuvenation, Protection and Management) Bill 2018” provides for the constitution of Ganga Protection Corps as an armed forces of the union.

Highlights of the bill:

  • The government has banned the construction of jetties, ports or “permanent hydraulic structures” in the Ganga, unless permitted by the National Ganga Rejuvenation Authority.
  • Proposes to create a management structure that will supervise the health of the 2,500-kilometre long Ganga which, the draft Bill defines, as ‘India’s national river.’
  • It lays down a host of restrictions to ensure the uninterrupted, ecological flow of the river.
  • The proposed legislation specifies that “unauthorised” activities that cause obstruction or discontinuity of water in the River Ganga due to engineered diversion of water or stoppage of water could be liable to a prison term of 3 years or fines upto ₹50 crore, or both.
  • The Ganga Protection Corps is proposed to be empowered to arrest or caused to be arrested for offence under the Act, and to take the person to the nearest police station. The Court would take cognizance of the offence on the basis of the complaint filed by the officers who are authorized under the proposed Act.
  • The draft Act contemplates certain provisions conferring powers to the “National Council for Rejuvenation, Protection and Management of River Ganga” [National Ganga Council] to arrange to carry out or caused to be carried out impact assessment of certain projects and activities which affect or are likely to affect the flow of water in river Ganga, such as building barrages, deforestation on hill slopes, hydroelectric projects etc.

About National Ganga Council:

The National Ganga Council will be overall responsible for the superintendence, direction, development and control of River Ganga and the entire River Basin (including financial and administrative matters) for the protection, prevention, control and abatement of environmental pollution in River Ganga and its rejuvenation to its natural and pristine condition and to ensure continuous adequate flow of water in the River Ganga and for matters connected therewith.

Read more at:PIB

Topic 3 : ICT

Jan Dhan Darshak

Department of Financial Services (DFS), Ministry of Finance and National Informatics Centre  (NIC) has jointly developed a mobile app called Jan Dhan Darshak as a part of financial inclusion (FI) initiative .

About the App:

  • As the name suggests, this app will act as a guide for the common people in locating a financial service touch point at a given location in the country.
  • will be in a unique position to provide a citizen centric platform for locating financial service touch points across all providers such as banks, post office, CSC, etc.
  • These services could be availed as per the needs and convenience of the common people.

Salient features of this App:

  • Find nearby Financial touch points,  based on current location (Branches/ATM/Post offices)
  • Search by place name
  • Search by place name also available with Voice Interface
  • Phone number of bank branches available in app, with the facility of call button for integrated dialing
  • Users’ feedback will go directly to the concerned bank for carrying out the necessary updation in data on financial touch points.

Significance of the App:

  • Financial inclusion
  • Digital literacy
  • Reach out to end beneficiaries
  • Transparency in financial transactions
  • Bridging rural urban divide

Read more at: PIB

National Virtual Library of India

National Virtual Library of India (NVLI) is a major project set up by the Ministry of Culture, Government of India, under the National Mission on Libraries (NML).

Key Facts:

  • The objective of National Virtual Library of India (NVLI) is to facilitate creation of a comprehensive database on digital resources of India on information about India in an open access environment.
  • The main goal of this project is to create, collect, encode, and collate various digital artifacts related to Indian culture, in the form of a portal, and to allow relevant information access through web-based search.
  • This project is an important part of the larger vision of putting information of the entire Indian cultural heritage in the digital web world.

Vision of NVLI:

  • Allowing easy access to digital information present in the form of books, texts, videos, audios, and similar artifacts in multiple languages.
  • Collecting, combining, and standardizing all available digital assets in an easily searchable form.
  • Educating people to use the NVLI portal and enabling them to contribute by submitting digital artifacts.
  • Ensuring preservation of digital content for the future generation.

Salient features of NVLI are:

  • Federated searching through multilingual user interfaces.
  • Virtual learning environment
  • E-Governance platform facilitating data analytics
  • Multilingual searching and retrieval on ontology/thesaurus based

The project of creation of National Virtual Library of India had been entrusted to IIT Bombay (in collaboration with C-DAC, Pune and IGNOU, Delhi). The Ministry of Culture continuously monitors the progress of the NVLI project.

Read more at: PIB

National Testing Agency launched Mobile App

National Testing Agency launched Mobile App through which students can practice mock tests.


  • Through the app students can practice or take mock tests on their own computers or smart phones.
  • NTA has established a network of more than 4000 Test Practice Centres (TPCs) to acquaint the aspirants, especially those from rural areas with Computer Based Tests (CBTs) to ensure that no student is disadvantaged due to lack of resources.
  • Students across the country can register themselves online at NTA Website or ‘NTA Students App’ for visiting the TPCs.
  • The services are provided to the students free of cost.

About NTA:

The National Testing Agency (NTA) conducts entrance examinations for admission in higher educational institutions in the country.

Read more at: Indiatoday

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